Your situation is urgent — but you still have options.
Based on your answers, you are in the danger zone. An auction could be scheduled at any time. Our team can intervene fast — but only if you reach out today.
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You're on our list!
Our team will call you within hours. For faster help, call us directly:
Free Foreclosure Help in Miami-Dade, Broward & Palm Beach County
Keep Our Home helps South Florida homeowners stop foreclosure — whether you've missed one payment or have an auction date already scheduled. We serve Miami-Dade, Broward, and Palm Beach counties with free, confidential consultations and same-day responses.
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Miami-DadeMiami, Hialeah, Homestead, Kendall, Opa-locka, Cutler Bay
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BrowardFort Lauderdale, Hollywood, Pompano Beach, Miramar, Pembroke Pines
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Palm BeachWest Palm Beach, Boca Raton, Delray Beach, Boynton Beach, Lake Worth
Ways We Help You Stop Foreclosure in Florida
Florida is a judicial foreclosure state — lenders must file a lawsuit before selling your home. That gives you time and legal options. Our team can help you pursue the right path for your situation:
🔧 Loan Modification
We negotiate with your lender to lower monthly payments, reduce your interest rate, or roll missed payments to the back of your loan so you can stay in your home. Many lenders prefer modification over the cost of foreclosure litigation.
⏸️ Forbearance & Repayment Plans
A forbearance agreement legally pauses or reduces your payments for a set period while you stabilize. A repayment plan lets you catch up over time. Both stop the foreclosure clock.
💵 Cash Sale — Close in 7 Days
If you're open to selling, our investor network may offer $400,000 or more for your South Florida home — with no repairs, no showings, no commissions, and closing in as little as 7 days. We can even stop an active auction with a fast sale.
🤝 Short Sale Negotiation
If you owe more than the home is worth, a short sale lets you sell with lender approval for less than owed — avoiding a foreclosure judgment on your credit record, which can stay for 7 years.
🛑 Emergency Foreclosure Intervention
If an auction is already scheduled, call us immediately at 305-980-1313. We have intervened with as little as 72 hours on the clock using hardship negotiation and fast-close purchases.
Frequently Asked Questions
How long does the foreclosure process take in Florida?
Florida's judicial foreclosure process typically takes 6 to 18 months from the first missed payment. Lenders must file a lawsuit, serve you, and get a court judgment before scheduling an auction. You have time — but only if you act.
Can I stop foreclosure if an auction date is already scheduled?
Yes, in many cases. A fast cash sale, bankruptcy filing, or last-minute loan modification can halt a scheduled auction. Call us immediately at 305-980-1313 — the sooner we know, the more we can do.
Is your foreclosure help really free?
Our assessment and consultation are 100% free with no obligation. If you choose to sell to our investors, we pay all closing costs. If we help you negotiate a loan modification, there is no upfront fee. We only succeed when you do.
¿Hablan español? / Èske ou pale Kreyòl?
Sí, nuestro equipo habla español y Kreyòl ayisyen. Estamos aquí para ayudar a toda la comunidad del Sur de Florida. Llame al 305-980-1313 o use el botón de idioma en la parte superior de esta página.
What cities do you serve in South Florida?
We serve all of Miami-Dade (Miami, Hialeah, Homestead, Opa-locka, Kendall, Cutler Bay, Miami Gardens, Doral), all of Broward (Fort Lauderdale, Hollywood, Miramar, Pompano Beach, Pembroke Pines, Coral Springs, Sunrise), and all of Palm Beach County (West Palm Beach, Boca Raton, Delray Beach, Boynton Beach, Lake Worth, Wellington).